Blog Posts Filed Under tax-strategy
Estate Planning Mistakes That Cost DIY Investors $100K+
By Beth Stringer
Most DIY investors master wealth accumulation, but overlook estate planning, a mistake that can cost heirs $100K+ in unnecessary taxes. Discover the critical errors even sophisticated investors make with beneficiary designations, inherited IRAs, and the SECURE Act's 10-year rule. Learn how step-up in basis works, when Roth conversions save the most, and why your 401(k) beneficiaries might be outdated. This guide reveals investment-specific estate strategies that protect your legacy.
2025 Tax Law Changes: What You Need to Know
By Beth Stringer
2025 brings major tax changes for high earners ($250K+). The One Big Beautiful Bill made TCJA cuts permanent, raised standard deductions to $15,750/$31,500, increased estate exemptions to $15M/$30M in 2026, expanded SALT caps to $40K, and added new deductions for tips, seniors 65+, overtime & car loans. QBI deduction is now permanent with enhanced ranges starting 2026.