Blog Posts Filed Under RothIRA

  1. Asset Location Strategy: Stop Leaving $100K+ in Tax Savings

    Beth Stringer

    By Beth Stringer

    Most high-income earners are unknowingly losing $137K+ over 20 years by placing their investments in the wrong accounts. Bonds in taxable accounts get hammered by ordinary income taxes. Meanwhile, high-growth assets sit in traditional IRAs instead of Roth accounts where they'd compound tax-free. This guide reveals the 3-part asset location strategy (taxes, goals, returns) that helps $250K+ earners optimize their portfolio across taxable, tax-deferred, and tax-free accounts.