Discussing Financial Planning Topics, Qualities of a Fee-Only Financial Advisor and Flat Fee Financial Advice
Welcome to our blog! We post about flat fee and fee-only financial advising. We also spend time talking about our service, including the mechanics behind it, the features, and the advisors we work with. We will have guest posts and features as well.
Please let us know about specific topics you'd like us to focus on. Feel free to reach out for any other reasons as well! We're a small business focused on the flat fee, fee-only advising community. We want to do all we can to provide support and help people find advisors that best match their needs.
The Hidden Costs of 'Free' Financial Seminars
By Beth Stringer
Uncover the hidden dangers of "free" financial seminars that target affluent professionals with complimentary meals and promises of guaranteed returns. This guide exposes the psychology behind these sales traps, reveals red flags like artificial urgency and fake credentials, and explains how seemingly educational workshops can cost tens of thousands through unsuitable high-commission products. Learn to distinguish legitimate financial advice from predatory marketing tactics and discover why that "free" steak dinner might be the most expensive meal you'll ever eat.
The Three-Fund Portfolio: Simplicity Meets Diversification
By Beth Stringer
Discover the Three-Fund Portfolio: a simple yet powerful investment strategy for high-income professionals. This approach uses three broad index funds comprising the U.S. Stock Market, International Stock Market, and U.S. Bond Market to deliver market-beating returns with minimal management. It offers time efficiency, cost-effectiveness, and behavioral simplicity, outperforming active managers and maximizing wealth through smart tax optimization.
When Your Financial Advisor Isn't Enough: Why Executives and Business Owners Need Specialized Help (Part 4 of 4)
By Beth Stringer
Generic financial advice doesn't cut it for executives and business owners. In this final part of our series, learn why specialized expertise in equity compensation and business planning offered by flat-fee financial advisors is essential, and how traditional fee structures can work against your best interests, costing you thousands in taxes and missed opportunities.
Advanced Tax & Estate Planning: Wealth Preservation Strategies (Part 3 of 4)
By Beth Stringer
Many fee-only and fee-based advisors often overlook advanced tax and estate planning strategies due to conflicts in interest. Learn how to preserve significant wealth through optimal trust planning, business structuring, and tax minimization, and ensure your financial strategies align with your family's best interests, not your advisor's compensation model.
Investment Management & Tax Strategies: Advanced Advisory Services (Part 2 of 4)
By Beth Stringer
Uncover how even fiduciary financial advisor fees quietly drain your wealth and why tax planning is often overlooked. This article reveals how a 1% AUM fee can cost you hundreds of thousands, while simple asset allocation and tax strategies could maximize your long-term wealth—especially for high-income earners.
What Every $250K+ Earner Should Demand From Their Financial Advisor (Part 1 of 4)
By Beth Stringer
For high-income earners exceeding $250,000 annually, ensuring your financial advisor provides truly comprehensive value is crucial. Discover the essential financial planning, investment management, and basic retirement planning services that distinguish a comprehensive financial advisor from an investment manager, offering practical examples and highlighting tax-efficient strategies vital for wealth growth.
Why Flat Fee Financial Advisors Beat Commission Based & AUM Financial Advisors
By Beth Stringer
Tired of working with a financial advisor whose fees grow with your portfolio, and not the amount of work they perform? Discover how flat fee financial advice with transparent pricing can maximize your wealth, while also saving you hundreds of thousands over time. Ensure your advisor's incentives are aligned with your best financial interests.
Navigating Financial Advisor Certifications: A Guide to Professional Credentials
By Beth Stringer
If you're in the market for a flat fee financial advisor or considering working with a fee-only financial advisor, you've likely encountered an alphabet soup of credentials after advisors' names. CFP, ChFC, CFA, CDFA, RICP, PFS, CPA, EA – what do they mean, and which ones should matter to you?
Flat-Fee Financial Advisors: It's About Transparency
By Sara Grillo
This is a guest post by Sara Grillo, an experienced marketing consultant for fee-only financial advisors. In her daily newsletter, Sara advocates for the transparency offered by flat fee financial advisors.
Advice-Only Financial Advisor: The Abundo Wealth Difference
By Eric Simonson
Our first guest post, featuring Eric Simonsen, the founder and CEO of Abundo Wealth - an advice-only financial advising firm focused on transparent flat fee financial advice. Abundo Wealth is one of the fastest-growing flat fee financial planning firms in the country.